According to ancient Indian wisdom, Karmas are divided into three segments:
1. The Kriyamana Karmas
2. The Sanchita Karmas
3. The Prarabdha Karmas
Kriyamanas Karma (current life karmas)
An instantly fructifying action done in the present tense, which does not get carried forward to the balance sheet and is exhausted there and then, is a simple Kriyamana Karma.
Where the cause and effect, action and reaction, and efforts and their fulfillment happen in the present tense and cancel each other out, where there is no carry forward. For example drinking water when you are thirsty neutralizes the cause of thirst by the quenching of the thirst, which is the effect. There is an instant reaction to the action of getting water to drink, the effort of drinking gives a result. These are self-balancing Kriyamana Karmas. Scratching where it itches, taking a medicine for a headache, going out for some entertainment, visiting a Spa, buying clothes you need, cleaning your room, driving a car, are some examples of Kriyamana Karmas.
These Karmas don’t create positive or negative obligations, and as there is nothing to be squared off-they are not carried forward.
Those Karmas performed in this life which will get carried forward to either a future time or a future life are called Sanchit Karmas or Karmic Assets. A Slightly deeper explanation of this is given in available here.
Sanchit Karma (karmas carried to stored balances)
The sum total of the karmic assets and liabilities of your personal karmic balance sheet.
The only difference is that you cannot expect the assets and liabilities to cancel each other. The profits and losses are both carried down to the Balance Sheet and you cannot deduct one from the other. You have to suffer the negative balances and enjoy the positive ones. That is why life is such a mixture of happy moments and sad ones, and some very neutral ones. Diseases, emotional setbacks, relationship issues, losses in business, reactions to negative stimuli are a few examples of how a very lucky man or woman can be made to suffer in luxury with everything at their disposal. Their wealth, environment, status, success, etc. are the positive balances fructifying along with the negative.
The Karmic Law determines, that you need to both enjoy the profits and suffer the losses in your account. Sanchit Karmas fructify in order to exhaust themselves and reduce balances as and when they can. Their fructification is called destiny.
Destiny is the movie of your life. I have always seen life as a movie, made a long time ago, but watched and witnessed in the present. The Sanchit Karmas are the amalgamated content from which the screenplay is derived. Based on this content the script evolves. It has interactions with others where old debts need squaring off. If the lead actor has a more positive Balance Sheet, then he or she is born in a good family which is wealthy (in material, mental or spiritual wealth).
The lead actor would also have a very positive horoscope. Physically, he or she would be attractive, strong, mentally agile, intelligent. If the Balance Sheet were to be extremely strong, the lead actor would or could have a great sense of morality, be philanthropic, have spiritual inclinations and often be intuitive.
An actor who is born lucky would go through good education, live in a great environment, have a wonderful family and friends, could be lucky in love, marriage and relationships. He could have a successful career, acquire material wealth, be an intellectual, become a great teacher, be a practitioner of spiritualism, do public service and be an inspiration to others. If the actor adds to this great luck, a lot of effort or purushartha, he could attain spiritual powers, abilities to heal and bless others. If this actor was a male, he could well be Krishna, Gautam Buddha, Raja Janak (father of Lady Sita of The Ramayan fame) or King Rama, or thousands of others who have shared a similar script. Of course, the movie would need to be released. For it to be released it would need free theatres and an available date of release.
Now here I believe, we stumble upon some interesting twists. The date of release (the birth time of the child would have a luck of its own).
A person’s destiny works according to the movement of his stars. It follows a pattern of favourable periods, negative periods, a mixture of both. A person is born at a particular time. That moment is a Muhurat. The Muhurat has a particular star chart frozen for that moment. The planets are positioned at various angles, in juxtaposition to each other. The science of astrology determines how and what are the trends of the person’s or that moment’s future. Besides there is a constant movement of the planets during a person’s lifetime. This is his or her dynamic star chart and also affects his or her life. The play of rays at different angles of the planets, their conjunction and the co-relationship with each other, create the specific vibration that helps to make an event happen, a feeling arise, a coincidence take place, a thought process get evolved, leading to a fulfillment of destiny or a fructification of the Sanchit Karmas.
Going back to the movie theme, we get very few super lucky actors, so naturally the screen play has to have a mix of good and not so good luck. Where the balance of karma is not so positive, the screenplay would be a mix of good fortune in bits and suffering in lots. The suffering could be a combination of physical, mental, emotional and spiritual in nature. Every movie would have laughs and tears.
Whatever be the script, the lead actor has the opportunity to use his or her initiative to do better deeds than what may come naturally to him or her. So the locations may remain the same and so may the sequences of events, but the actor can act less nasty, more kind, think philosophically, have a positive attitude and achieve better Profit and Loss Accounts in this life. The next movie could be a luckier one. Maybe in the last few movies, the character did not do enough.
If the actor’s conditioning or role-play in most of his characterizations has been a negative type, the chances are he or she will have that as a trend, even in this role in life. He may be successful in being an effective Mafia Don, earn a lot, have great influence, pots of gold, enjoy life at a material and social level, but earn a lot of negative karmas whilst exhausting a lot of positive ones. The next role in the forthcoming movie might be a tragic one!
Prarabdha Karma (Karmas to fructify in this life)
The karmas that will fructify during a person’s lifetime, in the form of his or her luck are Prarabdha karmas.
Unfortunately for good luck, people mostly don’t notice it, are not grateful for it and often take it for granted. Others believe their good luck is a result of their hard work, clever thinking or being at the right place at the right time-a coincidence.
Though our luck is predetermined and so are our Prarabdha karmas, how we accept that luck is a game to play. Today’s fortune is yesterday’s effort, so today we have an opportunity to sow the seeds for the next crop while we enjoy this one.
Most people’s Prarabdha Karma involves hard work, humungous efforts for either commercial sustenance or social existence. Everyone is not so lucky to have the luxury of doing good deeds or practicing charity. It is not easy for most people to make a concerted effort to add to their Profit & Loss Accounts.
In large cities individuals become consumed in operational management what with long commutes to and from work, and follow ups at home. Here is where you can use your ingenuity and attitude to do the same thing differently and sow future seeds. Whilst at work, one can be nice to others, do small good deeds, be helpful, etc.
Little gestures can accrue lots of good Kriyamana Karmas. Similarly, if we are Karmically wealthy, we may be blessed with material wealth in this life. It is up to us to either use that wealth to enjoy only luxuries, spend lavishly on our homes, hold extravagant functions or to do a balancing act and give back a part of our wealth to society via philanthropy and insure ourselves for a better future. Bill Gates and Warren Buffet are two illustrious examples. At home, the Birlas, the Tatas and many other illustrious families have balanced their act. Most religions teach this theory of giving back and many people who sincerely follow those religions do that and benefit.
The Guilt Factor
Whilst we do positive things, we feel a sense of satisfaction, whereas negative acts make us feel guilty and often we develop a low self opinion. Guilt is a sure-shot way of willing ourselves negative karmas by accepting the doer-ship of the action. A better way to deal with guilt is to pile on a lot more good karmas to overshadow the minus ones. It is important to have more Karmic profits and minimum losses. In the section of ‘Circle of Life After Life”, we will figure out how these karmas are stored in our chitta or consciousness and how they get converted into impressions in the form of a secret code called samskaras. It is amazing how this code gets triggered off into Karmas