Very often we initiate a debt, without the other party being involved, by doing negative things that make us indebted to others. Criticizing others’ negative qualities, thinking or talking badly about other people, gossiping, holding grudges about other people makes us either nullify their negative actions towards us, in part or in whole, or makes us have a balance of negative in our interaction with such others.Holding grudges may make us imagine negative things and acts, hurl curses in our thoughts, and hurt the other person in a nonphysical way, nevertheless adding to our negative Karma.The way to ensure that we don’t fall into this very common trap is to understand the cost of the above thoughts and attitudes and avoid them as much as possible.
Do not burden yourself with negative thoughts, actions and Karmas in the mind.
Acts of Unfairness
Cheating people in business or trade, stealing money, ideas, materials from others, makes us go negative in Karma. Lying or deceiving people also adds to the debit balance.
In order to avoid a dwindling balance, we need to live life righteously and avoid deceit. To have slightly less of riches is better for us, rather than resort to the above means, because avoiding this illusionary richness makes us wealthier in real terms. Monetary richness do not make a person wealthy as a human being and vice-versa. Some of the wealthiest people I have met were simple folk but giants when it came to human values, karmic wealth and depth of aura or energy.
The Spiritual Guru that I have referred to earlier in this text worked in the Soil Survey Department of the Government of India. He had a very meager salary, lived in a 250 yards house in Gurgaon, Haryana. But he had a wealth that was immeasurable in terms of goodwill, respect, human values, shakti or energy, abilities, grit, control of his senses, detachment, power of the mind, and the power to heal others and will things to happen. He had regular ‘out of body’ experiences, at his own will. He could predict future events in a person’s life, read thoughts, communicate with dead people and saints. No amount of money or material assets can buy a person this kind of wealth!
The Urdu poet Ghalib said “Bas ke dushwar hai har kaam ka asan hona, aadmi ko mayesar nahin Insan hona”. Just like it is complicated for any task to be done easily, so it is not so simple for a man to become a human. (He referred to the humanitarian side of a person to qualify to be a human being).
Criminal Acts that Harm Others
We need to compensate in quid-pro-quo any harm that may befall others due to our acts. If we were to hurt someone physically, or kill someone, that would be a huge debt. Taking someone’s life is almost like owing one’s own to that person. The payments of such debts happen over many lifetimes and put a lot of burden on the wrongdoer for their repayment. If you are responsible for a person becoming handicapped, and their subsequent long years of suffering, the amount you have to repay is as huge. Sexual assaults leave people with psychological hurt and make them suffer mentally. Compensation for that cannot be a small debt. Of course, punishment by human law and imprisonment is a part of repayment.
Mental Hurt and Trauma
Hurting people and making them suffer psychologically is also something that needs to be aptly compensated. Adultery makes the other person’s spouse suffer shame and feel cheated. It therefore is a debt on both people involved in the act. There are many ways in which you can make people suffer (like sacking them wrongfully from their jobs, etc.) That’s the easy part-repayment is not!
However the possible exception to these rules is that when you are a soldier in a war to protect your family or community in self defense, you do not have to pay for the negative Karma, as you are not desirous of hurting the other person for your gain or satisfaction. You are defending weaker people and yourself from oppressors. There is no intent to be harmful. Nor is it an egoistic act. However, if you feel guilty of doing something like hunting or killing the oppressor whilst protecting yourself or your country, the act will not, but the guilt will make you acquire negative karma and therefore add to your debt.
Encashment of Good Deeds
One way in which people encash their good deeds is they advertise them and get benefits like political leverage, social positioning, fame, glory, etc. This is unwittingly included in negative Karma only because it makes you lose the positivity you have earned, as you have already derived the benefits from it.The list goes on and on, but the moral of the story is how do we send down to the Balance Sheet the minimum negative Karma so that we reduce suffering in the long term of eternal existence. Let us examine the rules behind acquisition of positive karmas.